Three Things We’re Hearing: 1) Tidal wave of new credit card products 2) Cash back and specialized spending bonuses popular with consumers 3) Non-card products...

Three Things We’re Hearing: 1) BNPL-ooza 2) BNPL growth continues 3) Bank-branded cards dominate the mail

Four Things We’re Hearing: 1) Card balance growth finally turning the corner 2) College students are savvy loan shoppers 3) New bank overdraft products gaining...

Three Things We’re Hearing: 1) Activity in the HELOC market 2) Card mail volume continues to climb 3) Ed refi poised for growth

Four Things We’re Hearing: 1) Personal loan applicants like branches 2) Credit card competition surges 3) Ad spending for some products still recovering 4) Is...

Three Things We’re Hearing: 1) Consumers still value travel rewards cards 2) Competition in the credit card sector is back 3) Personal loan issuers remain...

Five Things We’re Hearing: 1) Younger consumers like “pre-qual” 2) HELOC lenders still scarred from 2009 3) Credit card mail volume soars, other products lag...

Three Things We’re Hearing: 1) Consumers like digital banking 2) Lenders re-entering the market 3) Overall financial services ad spending still recovering

Three Things We’re Hearing: 1) One year later… 2) What’s going on with credit card growth? 3) Online savings rates showing no love

Four Things We’re Hearing: 1) Financial services ad spending rebounds 2) Visa and Mastercard issuers shrink in 2020 3) Millennials bank just like us 4)...

Three Things We’re Hearing: 1) Younger consumers more likely to switch primary banks 2) Personal loan mail volume plateaus 3) Large issuer card mail volume...

Three Things We’re Hearing: 1) Surprising credit card preferences for younger consumers 2) Younger consumers prefer choice in personal loans 3) Consumer spending binge in...

Three Things We’re Hearing: 1) HELOC poised for growth? 2) Personal loan growth sluggish 3) Cash back cards dominate the mail

Three Things We’re Hearing: 1) Stimulus payments continue to boost consumers’ finances 2) Financial services ad spending still lags 3) Three predictions for 2021

Three Things We’re Hearing: 1) Why delinquencies remain low and payments high 2) Co-branded credit card mail volume rebounds 3) Personal loan mail volume –...

Three Things We’re Hearing: 1) Big credit card opportunity for retail banks! 2) Financial services digital advertising grows 3) Credit card metrics returning to “normal”

Three Things We’re Hearing: 1) Credit card mail volume continues to normalize 2) Personal loan mail volume recovery stalls 3) Financial services marketing coming back...

Three Things We’re Hearing: 1) Consumers like aggregators! 2) Future credit card delinquency trends 3) Direct mail delivery slows down

Three Things We’re Hearing: 1) Travel rewards cards are not dead! 2) Checking and savings acquisition spending picks up 3) Student lending originations slightly down?

Three Things We’re Hearing: 1) American Express sets the pace 2) Personal loan mail volume lags 3) What’s on the horizon for asset quality?

Three Things We’re Hearing: 1) Point of Sale (POS) lending is growing 2) Education lending bucks the downward trend 3) No movement yet on card...

Three Things We’re Hearing: 1) Credit card mail volume recovering 2) Personal loan mail volume steady 3) Acquisition spending up across products and channels

Three Things We’re Hearing: 1) Consumers increasingly use personal loans for home improvements 2) Local banks are a surprisingly popular choice for personal loans 3)...

Three Things We’re Hearing: 1) Personal loan online acquisition perked up in July 2) Credit Card mail volume edges up 3) Student loan acquisition unfazed...

Three Things We’re Hearing: 1) But what about the mail? 2) Credit card balances continue to shrink 3) Consumer spending is back, but different

Three Things We’re Hearing: 1) Areas of opportunity for local banks 2) Advertising spend down across channels 3) Auto insurance spending won’t slow down...

Three Things We’re Hearing: 1) Consumers rarely switch checking accounts – branches matter 2) Is small business lending headed for a repeat of ’08/’09? 3)...

Four Things We’re Hearing: 1) Credit card mail volume continues to drop 2) Personal loan mail volume is also low 3) Student and education refi...

Three Things We’re Hearing: 1) Consumer lending executives are cautiously optimistic 2) Student lending activity still lags 3) Further signs of life in credit cards...

Three Things We’re Hearing: 1) Marketing spend is down across all channels and categories 2) Travel reward card issuers respond to a challenged value proposition...

Three Things We’re Hearing: 1) Credit card mail volume at lowest level in decades? 2) Personal loan volume plunged as well 3) $2 trillion growth...

Three Things We’re Hearing 1) Possible good news coming? 2) Asset quality trends are misleading 3) Credit card growth has stalled Today’s newsletter takes 2...

Three Things We’re Hearing 1) Personal loan rates are in flux 2) Student lending is approaching peak season with a big question 3) Consumer delinquencies...

Five Things We’re Hearing 1) Banks are backing off from new deposits while consumers are still interested 2) Mirroring the broad decline in new loan...

Four Things We’re Hearing. 1) Credit card acquisition marketing (unsurprisingly) plummeted in April 2) As did marketing for Personal Loans...

Three Things We’re Hearing. 1) Credit card spending is rebounding from a late March dive. 2) Acquisition marketing for consumer financial products...

Four Things We’re Hearing: 1) 64% of consumers are using digital banking services more than pre-pandemic 2) Two thirds of colleges are currently planning to...

Four Things We’re Hearing: 1) Consumers have shifted credit card rewards preferences away from travel rewards and towards cash back on non-travel categories such as...

Four Things We’re Hearing: 1) Lending Executives are cautious, but optimistic 2) Demand for lending products has rebounded slightly, but is still below prior trends...