Three Things We’re Hearing: 1) Surprising credit card preferences for younger consumers 2) Younger consumers prefer choice in personal loans 3) Consumer spending binge in...
Read MoreThree Things We’re Hearing: 1) Surprising credit card preferences for younger consumers 2) Younger consumers prefer choice in personal loans 3) Consumer spending binge in...
Read MoreThree Things We’re Hearing: 1) HELOC poised for growth? 2) Personal loan growth sluggish 3) Cash back cards dominate the mail
Read MoreThree Things We’re Hearing: 1) Stimulus payments continue to boost consumers’ finances 2) Financial services ad spending still lags 3) Three predictions for 2021
Read MoreThree Things We’re Hearing: 1) Why delinquencies remain low and payments high 2) Co-branded credit card mail volume rebounds 3) Personal loan mail volume –...
Read MoreThree Things We’re Hearing: 1) Big credit card opportunity for retail banks! 2) Financial services digital advertising grows 3) Credit card metrics returning to “normal”
Read MoreThree Things We’re Hearing: 1) Credit card mail volume continues to normalize 2) Personal loan mail volume recovery stalls 3) Financial services marketing coming back...
Read MoreThree Things We’re Hearing: 1) Consumers like aggregators! 2) Future credit card delinquency trends 3) Direct mail delivery slows down
Read MoreThree Things We’re Hearing: 1) Travel rewards cards are not dead! 2) Checking and savings acquisition spending picks up 3) Student lending originations slightly down?
Read MoreThree Things We’re Hearing: 1) American Express sets the pace 2) Personal loan mail volume lags 3) What’s on the horizon for asset quality?
Read MoreThree Things We’re Hearing: 1) Point of Sale (POS) lending is growing 2) Education lending bucks the downward trend 3) No movement yet on card...
Read MoreThree Things We’re Hearing: 1) Credit card mail volume recovering 2) Personal loan mail volume steady 3) Acquisition spending up across products and channels
Read MoreThree Things We’re Hearing: 1) Consumers increasingly use personal loans for home improvements 2) Local banks are a surprisingly popular choice for personal loans 3)...
Read MoreThree Things We’re Hearing: 1) Personal loan online acquisition perked up in July 2) Credit Card mail volume edges up 3) Student loan acquisition unfazed...
Read MoreThree Things We’re Hearing: 1) But what about the mail? 2) Credit card balances continue to shrink 3) Consumer spending is back, but different
Read MoreThree Things We’re Hearing: 1) Areas of opportunity for local banks 2) Advertising spend down across channels 3) Auto insurance spending won’t slow down...
Read MoreThree Things We’re Hearing: 1) Consumers rarely switch checking accounts – branches matter 2) Is small business lending headed for a repeat of ’08/’09? 3)...
Read MoreFour Things We’re Hearing: 1) Credit card mail volume continues to drop 2) Personal loan mail volume is also low 3) Student and education refi...
Read MoreThree Things We’re Hearing: 1) Consumer lending executives are cautiously optimistic 2) Student lending activity still lags 3) Further signs of life in credit cards...
Read MoreThree Things We’re Hearing: 1) Marketing spend is down across all channels and categories 2) Travel reward card issuers respond to a challenged value proposition...
Read MoreThree Things We’re Hearing: 1) Credit card mail volume at lowest level in decades? 2) Personal loan volume plunged as well 3) $2 trillion growth...
Read MoreThree Things We’re Hearing 1) Possible good news coming? 2) Asset quality trends are misleading 3) Credit card growth has stalled Today’s newsletter takes 2...
Read MoreThree Things We’re Hearing 1) Personal loan rates are in flux 2) Student lending is approaching peak season with a big question 3) Consumer delinquencies...
Read MoreFive Things We’re Hearing 1) Banks are backing off from new deposits while consumers are still interested 2) Mirroring the broad decline in new loan...
Read MoreFour Things We’re Hearing. 1) Credit card acquisition marketing (unsurprisingly) plummeted in April 2) As did marketing for Personal Loans...
Read MoreThree Things We’re Hearing. 1) Credit card spending is rebounding from a late March dive. 2) Acquisition marketing for consumer financial products...
Read MoreFour Things We’re Hearing: 1) 64% of consumers are using digital banking services more than pre-pandemic 2) Two thirds of colleges are currently planning to...
Read MoreFour Things We’re Hearing: 1) Consumers have shifted credit card rewards preferences away from travel rewards and towards cash back on non-travel categories such as...
Read MoreFour Things We’re Hearing: 1) Lending Executives are cautious, but optimistic 2) Demand for lending products has rebounded slightly, but is still below prior trends...
Read MoreFour Things We’re Hearing: 1) Loan asset quality is deteriorating rapidly, 2) Consumers are contacting lenders for help with payments, 3) Capital markets based fintechs...
Read MoreTHIS WEEK’S HIGHLIGHTS: Over half the lenders on the LendingTree personal loan table have been removed since last week Despite evidence of a significant drop...
Read MoreThis Week’s Highlights: Early anecdotal feedback has some direct mail response rates off 10% - 50% beginning in mid-March. Digital search volume has returned to...
Read MoreAs we noted last week, we are monitoring trends in the consumer and small business lending segment in light of the unprecedented impact of the...
Read MoreThe COVID-19 pandemic has created an unprecedented environment for consumer lenders. In our daily discussions with our clients and industry contacts, everyone
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