July 11, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

Today’s newsletter takes 3 minutes to read

Marketing Spend Down

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Percent-change-product-5-19v5-20 (1)
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Aggregator_Spend
Bankcard_Originations-Accounts
Consumer Finance Installment Loan Originations-Balances (2)

Reckoning with Changing Travel Rewards Preferences

CreditCardSurvey (1)

Forbearances Trend Toward Pre-COVID Levels – Delinquency Ticks Up

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Total % COVID19 Modified Loans Made Payment (1)
Bankcard Delinquency Rate (2)

Quick Takes

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FICO_resilience_index (1)

Going Forward

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Jim Stewart
www.epicresearch.net

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