April 3, 2021

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

A three-minute read

One Year Later…

NewYorkTime_Headlines
January and February, 2020 VERSUS 2021 Mail Volume (1)

What’s Going on with Credit Card Growth?

Credit Card – Direct Mail Volume by Month 20210403
Direct Mail = 60% OF new Credit Card Originations
Consumer Bankruptcies and Delinquencies Decline
Outstanding Credit Card Loans

Online Savings Rates Showing No Love

Online Savings Rates
Consumer Deposits, All Commerical Banks
Online Search Volume for Savings Account
Online Search Volume for MONEY MARKET ACCOUNT

Quick Takes

Digital Banking Users and Penetration
Predicted number of banks

Thank you for reading.

Moving forward, we will be publishing the Epic Report on a monthly basis. The next Epic Report will publish on May 1st.

Email me with your comments and suggestions on future topics or to have someone added to our distribution list. 

Jim Stewart
www.epicresearch.net

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