February 6, 2021

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

A two-minute read

HELOC Poised for Growth?

HELOC- top mailer trend by month
Home Equity Line of Credit - Online Search Volume
2020 HELOC Accounts and Balances (Equifax) 20210206

Personal Loan Growth Sluggish

PERSONAL LOAN Acquisition Spend 20210206
Personal Loan Severe Delinquency Rate 20210206
2020 PERSONAL LOAN Accounts and Balances 20210206

Cash Back Cards Dominate the Mail

Credit Card – Direct Mail Volume by Month 20210206
Top Credit Card Mailers – DEC 2020 20210206
Credit Card Top PRODUCTS – DEC 2020 20210206

Quick Takes

income at top US credit card issuers ($B) 20210206

Thank you for reading.

The next Epic Report will publish on February 20th

Email me with your comments and suggestions on future topics or to have someone added to our distribution list. 

Jim Stewart
www.epicresearch.net

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