October 24, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

A three-minute read

American Express Sets the Pace

CRedit card DIRECT MAIL VOLUME BASED ON LENDERS 20201024
Credit Card DIRECT MAIL VOLUME YOY 20201024 (1)
Credit card mail volume post economic shock2 (2)

Personal Loan Mail Volume Lags

PERSONAL LOAN DIRECT MAIL VOLUME YOY 20201024
PERSONAL LOAN DIRECT MAIL top lenders by month 20201024
Top Personal Loan Mailers – SEPT 2020 20200926

What’s on the Horizon for Asset Quality?

% Change in Unemployment VS Card Delinquency
Total % COVID 19 Modified Loans Made Payment
Bank of America Balance Deferrals

Quick Takes

On-Time Mail Performance
accumulated savings

Thank you for reading.

The next Epic Report will publish in two weeks on November 7th

Email me with your comments and suggestions on future topics or to have someone added to our distribution list.

Jim Stewart
www.epicresearch.net

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