November 21, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

A three-minute read

Consumers Like Aggregators!

Survey-Aggregators

Future Credit Card Delinquency Trends

Bankcard Severe Delinquency Rate
Households Use of Stimulus Checks
Weekly Spending in 2020, Employed vs. Unemployed

Direct Mail Slows Down

% Standard Class Delivered within 7 Days copy
Average Delivery Time (Days) – Client Average YOY

Quick Takes

Paying Off the Credit Card - Quarterly Change in Total Debt Balance

Thank you for reading.

The next Epic Report will publish in two weeks on December 5th

Email me with your comments and suggestions on future topics or to have someone added to our distribution list.

Jim Stewart
www.epicresearch.net

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