June 27, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

Today’s newsletter takes 3 minutes to read

Card Mail Volume Lowest on Record?

credit-card-dm-volume
MONTHly credit card direct mail volume trend
mail-vol-by-issuer

Personal Loans also Down

MAY VOLUME DOWN 71% YEAR OVER YEAR
MAY VOLUME DOWN 71% YEAR OVER YEAR

$2 Trillion in New Deposits Drives Rates Down

Commercial-bank-deposits
Commercial-bank-deposit-growth
Historical rates offered by savings - money market accounts

Random Gossip

Accounts-in-hardship
Mail precautions (1)a
Importance of Mail Compared to 3 Years Ago (1)

Going Forward

Thank you for reading.

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Jim Stewart
www.epicresearch.net

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