October 10, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Three Things We’re Hearing

A four-minute read

POS Lending is Growing

Point of Sale Lending Survey

Education Lending Bucks the Downward Trend

Student Loan REFI YOY 20201010
ED REFI Top Mailers 20201010
PSL Mail Volume YOY 20201010
PSL Top Mailers 20201010

No Movement Yet on Card or Loan Delinquencies

SEVERE DELINQUENCY RATE — BANKCARD 20201010 (1)
SEVERE DELINQUENCY RATE — consumer finance 20201010
US Stimulus Payment Use by Household Income
US Stimulus Payment Use by Household Income

Quick Takes

Banks Willingness to Make Installment Loans

Thank you for reading.

The next Epic Report will publish in two weeks on October 24th.

Email me with your comments and suggestions on future topics or to have someone added to our distribution list.

Jim Stewart
www.epicresearch.net

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