July 25, 2020

Changing Climate in the Consumer Lending Marketplace: What We’re Seeing and Hearing​

Jim Stewart

Jim Stewart

CEO, Epic Research

Four Things We’re Hearing

A three-minute read

Credit Card Mail Volume Continues Decline

Credit Card Direct Mail Volume By Month 20200725 (1)
credit-card-dm-volume 2008-2020 (3)
top mailers by month

Personal Loan Mail Volume also Down

Unsecured Lending MAIL VOLUME YOY (2)
PL_7 top mailers by month

Education Lending Bucks the Trend

Student Loan REfI by month (2)
Private Student Loan mail volume by month (2)
PSL online search vol YoY by week

Lower Marketing Spend will Hurt Future Growth

Quick Takes

consumer debt vs vantage score since January 2020

Going Forward

Thank you for reading.

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Jim Stewart
www.epicresearch.net

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